SERVICES
The Shimla Urban Cooperative Bank Ltd., successfully obtained Insurance Cover
to secure the interest of the depositors from Deposit Insurance Credit Guarantee
Corporation, Mumbai.
The Reserve Bank of India granted License to run banking affairs to the Shimla
Urban Cooperative Bank Ltd in the year 2009.
The Shimla Urban Cooperative Bank Ltd successfully converted its Manual Banking
Affairs to Core Banking Solution within a very short span of time.
Banking Facilities to the customers/general public:
- Fully computerized and air-conditioned branches
- RTGS/NEFT services
- Various deposit scheme
- Special rate of interest on term deposits for senior citizens
- Various Loan schemes as per current market scenario
- Direct Benefit Transfer
- CTS
- ATM cum Debit Card services
- IMPS (Immediate Payment Service)
- SMS alert service
- PFMS
- Customers Complaints/Suggestions Box at all branches
Future Plans (Facilities) for customers
- Credit Card
- Internet Banking
- Mobile Banking
Banking Facilities to the Staff members for efficient banking service:
- Fully renovated branch
- Computers at each counter
- Power back up with silent generator sets
- Proper sections at H.O level
- Day to day workshop for Branch Managers for their awareness in present norms/guidelines
